1. Our Dedication to Your Privacy
At FinCure, safeguarding your personal data is a crucial part of our service.
This Privacy Policy clarifies how we gather, handle, keep, and protect your information when you use our mobile application ("the App"), along with the options you have concerning your data.
By downloading, accessing, or utilizing the App, you consent to the data - management practices outlined in this Policy. If you do not consent, please cease using the App.
2. Terms Explanation
Unless specifically stated otherwise, any capitalized terms in this Privacy Policy shall have the meanings defined in our Terms of Use.
3. Information We Gather
In order to offer safe and tailored financial services, FinCure might collect the following kinds of information.
All data is sent through encrypted channels and kept on secure servers at:
🔐 https://server.fincure.cc/
a. Identity and Financial Information
This might consist of your name, gender, mobile number, PAN, income details, and residential address.
We utilize this data to confirm your identity, evaluate eligibility for credit - related services, and fulfill regulatory obligations.
b. Technical and Device Information
We are able to collect data like device model, operating system version, unique device identifiers, user profile information, network status, Wi-Fi connection, and mobile network activity.
This data assists us in recognizing abnormal behavior, stopping unauthorized access, and safeguarding platform security.
c. General Location Details
To ascertain if FinCure services are available in your region and adhere to pertinent local rules, we may gather rough location information.
d. Installed Apps and Their Usage
We gather information on third - party applications installed on your device, including specifics of their update history and present version.
This data assists in behavioral analysis and enhances the precision and dependability of our credit evaluation procedures.
4. Data Processing Purpose
FinCure utilizes your information solely for lawful, essential, and clearly defined purposes, such as:
- Confirming user identity and cutting down on fraud risks
- Establishing, operating, and handling user accounts
- Providing key service notifications, updates, and announcements
- Assessing credit qualification and financial risk
- Complying with legal and regulatory needs (like KYC and AML)
- Replying to customer queries and support demands
- Enhancing system performance, features, and user experience
Your personal information is never sold or misused by us.
5. Data Retention Practices
We keep personal data only for the required duration to deliver our services or fulfill legal, regulatory, or compliance needs.
Should you ask for the removal of your personal data or account, we will handle your request, unless keeping it is necessary for legitimate purposes, audits, or resolving disputes.
Anonymized data, which cannot be used to identify you, may be stored for internal analysis and enhancing our services.
6. How We Ensure the Security of Your Information
FinCure adopts comprehensive security methods, such as technical shields, internal regulations, and physical safeguards, to lower the possibility of data disappearance, inappropriate usage, or unauthorized access.
Our systems are constantly watched and updated to handle emerging dangers.
Although no online platform can promise total security, we adhere to commonly - recognized industry norms to protect your data.
7. Updates to Our Privacy Policy
Occasionally, we might revise this Privacy Policy to accommodate alterations in our technology, services, or pertinent regulations. Should substantial modifications occur, we'll inform you through the App or by email. Continuous use of FinCure after these updates implies acknowledgment of the modified Privacy Policy.
8. Get Assistance
If you have any concerns, problems, or inquiries regarding this Privacy Policy or your personal information, please reach out to us at:
📧 Email: support@fincure.cc
Through the continuous use of FinCure, you affirm that you have read, understood, and agreed to this Privacy Policy.